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Is this a scam?
We get it — the funding industry has its share of bad actors, and it's smart to be cautious.
AlphaCap Funding is a registered business and we never charge upfront fees just to review your application or see your options. You'll always know exactly what you're agreeing to before you sign anything, and there's no obligation to move forward with an offer you're not comfortable with.

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Will checking my options hurt my credit?

No. Reviewing your funding options with us does not require a hard credit pull, so there's no impact to your credit score just to see what you qualify for.

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Why not just go to my bank?

Banks are a great option if you have strong credit, years of financials, and time to wait several months for an answer. If you need funding faster, don't have perfect credit, or your business doesn't fit a bank's standard checklist, we look at your actual cash flow and revenue to find options a bank might not offer.

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What can I actually use the funds for?

Anything your business needs — payroll, inventory, equipment, expansion, marketing, or simply smoothing out cash flow. There's no restriction on use for most of our funding products.

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How fast can I actually get funded?

Most clients see funding options within 24-48 hours of applying, and funds can arrive in your account within days of approval.